Monday, January 27, 2025 / by Mindy Dennis
Buying a home is one of life’s most exciting milestones, but it can feel overwhelming if you’re unsure where to start. Whether you’re a first-time buyer or just need a refresher, here are the key first steps to set you on the path to homeownership.
1. Check Your Finances
Before diving into house hunting, take a close look at your financial situation. Check your credit score, calculate your savings for a down payment, and factor in closing costs (typically 2-5% of the home’s price). If you have debt, consider creating a plan to reduce it before applying for a mortgage.
2. Get Pre-Approved for a Mortgage
A pre-approval letter shows sellers you’re a serious buyer and gives you a clear idea of your budget. Shop around for lenders to find the best rates and loan terms for your needs. Remember, just because you’re approved for a certain amount doesn’t mean you should spend it all!
3. Make a Wish List
Think about your priorities: loc! ...
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Friday, January 24, 2025 / by Mindy Dennis
If you’ve been considering investing in real estate, 2025 is shaping up to be the ideal year—especially in Texas. With its strong economy, population growth, and demand for housing, the Lone Star State offers incredible opportunities for investors. Here’s why you should start planning your investments now, with insights and statistics about Texas’ five largest cities: Houston, San Antonio, Dallas, Austin, and Fort Worth.
1. Population Growth Driving Demand
Texas continues to experience one of the fastest population growth rates in the U.S. According to recent census estimates, the state grew by 4 million people over the last decade, and that momentum isn’t slowing down.
Houston: Expected to grow by 1.2% in 2025, the city remains a top destination for professionals in energy, healthcare, and tech.
San Antonio: Projected to surpass 1.7 million residents, thanks to its affordability and a booming military and cybersecurity presence.
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