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  • Texas Real Estate Blog

    Wednesday, March 06, 2019   /   by Grant Williams

    Checklist Before Buying Your Next Home

     
    The time has come and you are ready to buy, but before you start searching for your next home review this checklist. This list helps you prepare your budget in advance and guide you to financial success in the future.
    1. Reduce Debt & Increase Credit Score: Before you start looking for your next home you should request a credit report. This will give you a starting point on understanding your credit score before you request a loan. Your credit score will influence the interest rate of your loan. 2. Save Money to Set Yourself Up with a Large Down Payment: While it is possible to purchase a home without a 20% down payment it’s best to get as close as possible. This will allow you to have a smaller mortgage rate, Avoid PMI, and receive a better rate. If you do not have a 20% down payment you may qualify for a VA or FHA loan.
    3. Keep a Conservative Budget: It’s just not the list price that is included in the purchase. Keep in mind there are inspection fees ...

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